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Mortgage Advisor Scunthorpe.

We offer mortgage advice to help our customers with all their financing needs in Scunthorpe and North Lincolnshire.

Mortgage Advisor Scunthorpe

No Broker Fee

Pay no broker fee when you consult or get started with us.

Minimum Paperwork

Get with the process with very minimal paperwork and get the work done.

Best Market Deal

Getting the best market deal, also find the best deal from your current lender.

Open & Honest Fee Free Mortgage Advice in Scunthorpe

Welcome to Mortgages Remortgages mortgage advisors, your hub for expert mortgage advice in Scunthorpe. With experienced Mortgage Advice from Stephen Kerrigan available and flexible hours from 8am until 10pm every day, are proud to help you achieve your home owning dreams.

Stephen Kerrigan, our mortgage broker for the Scunthorpe area will help you throughout your process. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our mortgage broker in Scunthorpe has worked to help people secure the right mortgage.

Helping homeowners to find the best mortgage for their needs is our top priority. Whether you’re a first time buyer, looking to switch mortgages, or thinking about investing in buy-to-let properties, we can provide expert advice throughout the mortgage process, and get you to where you want to be quickly. We aim to provide guidance through your application, providing a friendly and efficient customer experience.

moving home

Fee-Free mortgage advice in Scunthorpe

If you would like to talk to Stephen Kerrigan, the fee free mortgage advisor about your mortgage, please call the Doncaster branch or get in touch online.

We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) may be available if needed.

Mortgages Remortgages mortgage advisors branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.

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What other costs are there?

It is worth remembering the additional costs, on top of your deposit and mortgage that you will be expected to pay.

You will need to pay solicitors costs, survey and valuation fees.

Take a look at the stamp duty costs to see if you will need to pay these on completion.

Removal company costs, if you need to store items for a period of time, and some properties have maintenance costs

Some lenders have arrangement fees or booking fees associated with your mortgage deal

Get in touch with us and we can give you an idea of how much these fees may be

Our mortgage advisors have access to thousands of first time buyers deals, exclusive MortgagesRM offers included. You won’t just find a cheap deal with us – we’ll find the best deal that suits your needs and even accounts for possible surprises in the future.

Stephen Kerrigan, your mortgage advisor will discuss the national Help to Buy scheme. This is for first-time homebuyers that are purchasing a new build property. It can help you buy an even better home than you initially thought possible!

Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.

Our expert mortgage advisors and exclusive deals with hundreds of mortgage lender make getting a mortgage remarkably easy.

Mortgages Remortgages guarantees that you'll have the best first-time buyers experience without needing to pay a fee.

skipton 100% mortgage
Natwest
Platform - CO-OP
Halifax
Nationwide
Barclays

Our Services

Fast & Bespoke Mortgage Advice in Scunthorpe

We love helping all our customers, especially the ones who really need Mortgage Advice in Scunthorpe – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.

First Time Buyer

Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.

Remortgages

Looking for a better mortgage deal? The process is often not as easy as it first appears.

Moving Home

Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. 

Buy-to-Let

This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.

Call us today!

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.

Remortgaging with financial conduct authority

Don't Stress  Moving Home!

It is said that moving to a new house is one of the most stressful things that you can ever experience.

Our professional mortgage advisors will help take some of the stress away by taking care of your application We will provide help and guidance throughout the application process.

moving boxers
moving home

Mortgages Remortgages Scunthorpe

As a mortgage advisor, we understand the importance of buying a new home, especially in North Ferriby and the surrounding areas. When you schedule an appointment with us, we will discuss your preferences and seize the opportunity to find the best mortgage deal for you.

We understand that navigating the mortgage market can be difficult, especially in challenging situations. However, knowing that you have a dedicated specialist by your side can add a sense of security. Our team will ensure that we understand your situation and guide you through every step of the process, from searching for the right mortgage products to meeting with local estate agents and home movers.

We will help you choose a good mortgage advisor and ensure that you have access to a wide range of options. Our goal is to protect your interests and find a mortgage that suits your needs. While other brokers may rely on typical fees, we will consider your actual income and the amount you can comfortably repay.

We understand that circumstances can change, and we don’t want you to rely on a mortgage that could lead to repossession. Whether you are a first-time buyer or self-employed, our experienced and regulated team will review your situation and recommend the best course of action. Your satisfaction and financial well-being are our top priorities.

Switching your mortgage is easy with us

Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.

Get started online now

Book your fee-free consultation today!

Frequently Asked Questions

A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.

Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.

Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.

It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.

You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.

An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.

You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.

fixed vs variable rates
getting the right mortgage

The primary administrative hub of the unitary authority of North Lincolnshire in Lincolnshire, England, Scunthorpe is an industrial town and an unparished district. In 2016, the estimated population of Scunthorpe was 82,334 people. The town, which is primarily industrial, is also known as the “Industrial Garden Town” and is the largest steel processing facility in the United Kingdom. After Lincoln and Grimsby, it is the third-largest town in the county of Lincolnshire. Holly Mumby-Croft, a member of the Conservative Party, represents Scunthorpe in Congress.

The Lias Group strata, which goes back to the Early Jurassic period and extends north-south through Lincolnshire, contains a seam of high-lime ironstone (with an average iron content of about 25 percent), which is exposed near Scunthorpe. From the 1850s onward, ironstone was mined using open cast techniques. Beginning in the late 1930s, underground mining was used.

Things to do in Scunthorpe, UK

North Lincolnshire Museum Scunthrope

North Lincolnshire Museum

The Pink Pig Farm Scunthrope

The Pink Pig Farm

Central Park Scunthrope

Central Park