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Mortgage Advisor Newcastle .

We offer mortgage advice to help our customers with all their financing needs in Newcastle and the Tyne and Wear area.

No Broker Fee

Pay no broker fee when you consult or get started with us.

Minimum Paperwork

Get with the process with very minimal paperwork and get the work done.

Best Market Deal

Getting the best market deal, also find the best deal from your current lender.

Open & Honest Fee Free Mortgage Advice in Newcastle upon Tyne

Welcome to Mortgages Remortgages, Newcastle upon Tyne’s one-stop shop for professional mortgage assistance. Stephen Kerrigan, an expert in mortgage advice, is available from 8 a.m. to 10 p.m. daily, and we’re happy to help you realise your dream of owning a home.

You will receive expert mortgage advice from Stephen Kerrigan, our mortgage broker for the Newcastle upon Tyne region and the North East. To locate the best financing choice for you, we look through thousands of mortgage offers. Our mortgage broker for Newcastle upon Tyne has been assisting clients with finding the best mortgages for more than 20 years, ensuring they receive a great deal and guiding them through the whole process.

Our first priority is assisting homeowners in locating the ideal mortgage in Newcastle for their requirements. We can offer experienced guidance throughout the mortgage process, get you where you want to go quickly, whether you’re a first-time buyer, wanting to switch mortgages, or considering investing in buy-to-let homes. We want to help you through the application process with a helpful and efficient client experience.

couple buying there first home
Have Any Questions?

Contact us for expert mortgage advise   in Newcastle upon Tyne and surrounding areas

Fee-Free mortgage advice in Newcastle upon Tyne

To talk with Stephen Kerrigan, the fee free mortgage broker about your mortgage, please call the Doncaster branch or get in touch online.

We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) may be available upon request.

Mortgages Remortgages mortgage brokers branches are found in the areas of newcastle and the surrounding areas.

self employed mortgages
mortgage brokers

What other costs are there?

Don’t forget there will be extra costs, on top of your deposit and mortgage that you will be expected to pay.

You will need to pay solicitors costs, survey and valuation fees.

Take a look at the stamp duty costs to see if you will need to pay these on completion.

Other costs could be removal costs, storage, site maintenance costs

You may also have fees to pay to the lender for your mortgage. These could be an arrangement fee and/or a booking fee

Get in touch with us and we can give you an idea of how much these fees may be

Why Do You Need a Mortgage Advice Newcastle

Taking a step onto the property ladder can be a daunting task, especially for first-time buyers and your first mortgage. Amid the plethora of mortgage products and fluctuating interest rates, choosing the right mortgage deal can become a time-consuming process. Here’s where the role of an experienced mortgage broker for your mortgage journey comes in. 

Increasing Interest rates
Have Any Questions?

Contact our expert team for mortgage advice in Newcastle upon Tyne and surrounding areas

Benefits of Hiring a Mortgage Broker

Access to Special Offers

Having access to special mortgage discounts is a major advantage of working with a mortgage broker. They can help you get the best mortgage rate from among the wide range of mortgage lenders and offers, potentially saving you thousands of dollars over the course of the loan.

Personalised Service for Your Particular Situation

Newcastle mortgage advice offers a specialised service catered to your unique requirements. They provide mortgage advise based on your unique situation and assist you in finding a mortgage arrangement that supports your financial objectives.

The Process of Applying for a Mortgage

Mortgage applications can seem like a difficult process. But the process is made noticeably simpler with the aid of a mortgage expert. From the first consultation until the final completion of your mortgage application, they will walk you through each step.

A Newcastle Mortgage Advisor You Can Trust

Securing a decent mortgage deal requires selecting a reliable mortgage advisor. Choose experts that can provide a clear knowledge of the procedure, are sensitive to your particular circumstances, and have a track record of offering excellent mortgage advice.

Our Newcastle mortgage consultants have years of experience and access to thousands of first-time buyer packages, including special MortgagesRM offers. We won’t only locate you a decent offer; we’ll also find the one that meets your demands and takes into consideration any potential future shocks.

You will get familiar with the national Help to Buy programme at your initial mortgage meeting with Stephen Kerrigan, your mortgage broker. This applies to first-time homeowners who are buying brand-new residences. If you employ it, you might be able to buy a home that is much greater than you had anticipated!

You can get house loans from Stephen Kerrigan that need as little as 5% down payment and let homeowners keep 100% of their property.

Obtaining a mortgage deal is astonishingly simple thanks to MortgagesRM’s knowledgeable mortgage brokers and unique agreements with hundreds of lenders.

MortgagesRM promises to provide you with the greatest first-time buyer experience possible without charging you anything.

Mortgage advisor discussing remortgage deals.

Role of a Mortgage Adviser

Mortgage help from a mortgage broker streamlines your mortgage process by offering professional guidance catered to your unique situation. They assist you in understanding various mortgage alternatives as an authorised representative of the Financial Conduct Authority, enabling a simple and less stressful home purchase process. Estate agents can direct you in the direction of the greatest mortgage arrangement that matches your financial situation, whether you are a first-time buyer or considering buy-to-let mortgages. A good broker can also provide long term solutions, such as assistance with planning, protection, and wills, in addition to mortgage advice. This makes them a valuable resource for your financial future.

First-Time Buyer Assistance

The first step on the property ladder may be both exciting and difficult. Newcastle mortgage brokers put a lot of effort into making this process as easy as they can. They make sure you discover the best mortgage solution for your circumstances by doing everything from walking you through the mortgage application process to giving you advice on Help to Buy programmes.

Buy-to-Let Mortgage Advice

A mortgage broker can help you navigate the complexity of buy-to-let mortgages if you’re thinking about investing in a buy-to-let property. They may offer guidance on the best mortgage rates for your investment property and mortgage advise depending on the possible rental revenue.



Our Services

Fast & Bespoke Mortgage Advice in Newcastle upon Tyne

We love helping all our customers no matter the financial situation, especially the ones who really need Mortgage Advice in Newcastle upon Tyne – it’s not just about finding a mortgage agreement. It’s about the journey, we will hold your hand through the full process.

First Time Buyer

Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.


Looking for a better mortgage deal? The process is often not as easy as it first appears.

Moving Home

Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. 


This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.

Call us today!

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.

Remortgaging with financial conduct authority

Don't Stress  Moving Home!

It is said that moving to a new house is one of the most stressful things that you can ever experience.

Our professional, friendly mortgage advisors will help take some of the stress away by taking care of your application We’ll provide help and guidance throughout the application process.

stamp duty

It's easy to switch mortgages with us!?

Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.

Get started online now

Book your fee-free consultation today!

Frequently Asked Questions

A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.

Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.

Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.

It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.

You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.

An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.

You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.

fixed vs variable rates