Mortgage Adviser Nottingham.
We offer mortgage advice to help our customers with all their financing needs in Nottingham and the South Yorkshire area.
Pay no broker fee when you consult or get started with us.
Get with the process with very minimal paperwork and get the work done.
Getting the best market deal, also find the best deal from your current lender.
Open & Honest Fee Free Mortgage Advice in Nottingham
Welcome to MortgagesRM, Nottingham’s go-to source for knowledgeable mortgage assistance. We take pride in assisting you in realising your dream of becoming a property owner by providing you with professional mortgage advice from Stephen Kerrigan and flexible hours from 8am until 10pm every day.
Your application will be assisted by Stephen Kerrigan, our mortgage broker for the Nottingham region. To locate the best financing choice for you, we look through thousands of mortgage offers. Our Nottingham mortgage broker has been assisting clients in finding the ideal mortgage for more than 20 years.
Our first priority is assisting homeowners in locating the mortgage that best suits their needs. We can provide experienced guidance throughout the mortgage process, get you where you want to be quickly, and get you where you need to be whether you’re a first-time buyer, searching for a new deal, or considering investing in buy-to-let properties. We want to help you through the application process with a helpful and efficient client experience.
Have Any Questions?
Contact our expert team for mortgage advice in Nottingham
Fee-Free mortgage advice Nottingham
To talk with Stephen Kerrigan, the fee free mortgage advice about your mortgage, please call the Doncaster branch or get in touch online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) are available upon request.
MortgagesRM mortgage brokers branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.
What other costs are there?
It is worth remembering the additional costs, on top of your deposit and mortgage that you will be expected to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs
Some lenders have arrangement fees or booking fees associated with your mortgage deal
Get in touch with us and we can give you an idea of how much these fees may be
Our mortgage advisors have access to thousands of first time buyers deals, exclusive MortgagesRM offers included. We don’t just find you a brilliant deal – we will find the right deal that meets your needs and even accounts for any surprises in the future.
During your mortgage consultation with Stephen Kerrigan, your estate agents, you will learn about the national Help to Buy program. This is for first-time homebuyers who are purchasing new homes. If you use it, you may be able to purchase an even better home than you initially thought!
Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
MortgagesRM’s expert advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.
MortgagesRM promises that you won't be charged for the greatest first-time buyer service.
Why Do You Need a Mortgage AdviceNottingham
Taking a step onto the property ladder can be a daunting task, especially for first-time buyers. Amid the plethora of mortgage products and fluctuating interest rates, choosing the right mortgage deal can become a time-consuming process. Here’s where the role of an experienced mortgage broker comes in.
Role of a Mortgage Adviser
Mortgage advice from a mortgage broker, simplifies your mortgage journey by providing expert advice tailored to your individual circumstances. As an appointed representative of the Financial Conduct Authority, they help you understand different mortgage options, ensuring a smooth and less stressful home buying experience. Whether you are a first-time buyer or looking into buy-to-let mortgages, estate agents can guide you towards the best mortgage deal that suits your financial circumstances.
First-Time Buyer Assistance
Taking your first step onto the property ladder can be an exciting yet challenging time. Mortgage brokers in Nottingham work hard to make this journey as smooth as possible. From guiding you through the mortgage application process to advising on Help to Buy schemes, they ensure you find the right mortgage product that fits your needs.
Buy-to-Let Mortgage Advice
If you’re considering investing in a buy-to-let property, a mortgage brokers can guide you through the complexities of buy-to-let mortgages. They can provide mortgage advice based on the potential rental income and offer insights on the best mortgage rates for your investment property.
Have Any Questions?
Contact our expert team for mortgage advice in Nottingham
Benefits of Hiring a Mortgage Broker
Access to Exclusive Deals
A key benefit of hiring a mortgage broker is gaining access to exclusive mortgage deals. They can navigate the vast array of mortgage lenders and deals to secure the best mortgage rate for you, potentially saving you thousands over the mortgage term.
Personalised Service for Your Unique Circumstances
Mortgage advice in Nottingham provide a personalised service tailored to your specific needs. They offer mortgage advice based on your individual circumstances and help you secure a mortgage deal that aligns with your financial goals.
The Mortgage Application Process
Applying for a mortgage can seem like a daunting task. But with the assistance of a mortgage advisor, the process becomes significantly easier. They’ll guide you through every step, from the initial appointment to the successful completion of your mortgage application.
Finding the Right Mortgage Advisor in Nottingham
Choosing a trusted mortgage advisor is crucial in securing a great mortgage deal. Look for advisors who offer a clear understanding of the process, cater to your unique needs and have a proven track record in providing top-notch mortgage advice.
Our Services
Fast & Bespoke Mortgage Advice in Nottingham
We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Moving Home
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
To speak with a mortgage broker, book your FREE mortgage appointment online or give us a call.
Take the Stress out of Moving Home!
Moving house can be one of the most stressful times in your life.
MortgagesRM Fee Free Mortgage brokers will take some of the stress out of your mortgage application so that it runs smoothly We will provide help and guidance throughout the whole process.
It's easy to switch mortgages with us!?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Market
Get started online now
Frequently Asked Questions
How much deposit do I need for a mortgage?
A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Can I get a mortgage if I am self-employed?
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.
Can I get a second mortgage?
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
How long does the mortgage process take?
It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
What documents do I need to send you?
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
How long will an agreement in principle be valid for?
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
I have bad credit, can I still get a mortgage?
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
