Mortgage Advisor Manchester.
We offer mortgage advice to help our customers with all their financing needs in Manchester and the South Yorkshire area.
Pay no broker fee when you consult or get started with us.
Get with the process with very minimal paperwork and get the work done.
Getting the best market deal, also find the best deal from your current lender.
Open & Honest Fee Free Mortgage Advice in Manchester
Welcome to MortgagesRM mortgage advisors, your hub for expert mortgage advice in Manchester. With experienced Mortgage Advice from Stephen Kerrigan on hand and flexible hours from 8am until 10pm every day, we take pride in helping you achieve your home owning dreams.
Stephen Kerrigan, our mortgage broker for the Manchester area will work with you throughout the application. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our mortgage broker in Manchester has worked to help people secure the right home loan.
Providing expert mortgage advice to secure the most suitable mortgage deal in the Manchester mortgage market.
Navigating the ever-changing world of mortgages can be like trying to find your way through a maze blindfolded. With our expert mortgage advice, we aim to guide you towards the right mortgage deal, suited perfectly to your unique needs.
Have Any Questions?
Contact our expert team for mortgage advice in Manchester
Fee-Free mortgage advice in Manchester
If you would like to talk to Stephen Kerrigan, the fee free mortgage advisor about your mortgage, please call the Doncaster branch or get in touch online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) may be available on request.
Mortgages Remortgages mortgage brokers branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.
What other costs are there?
It is worth remembering the additional costs, on top of your deposit and mortgage that you will be expected to pay.
You will need to pay solicitors costs, survey and valuation fees.
Take a look at the stamp duty costs to see if you will need to pay these on completion.
Other costs could be removal costs, storage, site maintenance costs
You may also have fees to pay to the lender for your mortgage. These could be an arrangement fee and/or a booking fee
Get in touch with us and we can give you an idea of how much these fees may be
First-time buyers can find thousands of deals through our mortgage advisors, including exclusive offers from MortgagesRM. You won’t just find a cheap deal with us – we will find the right deal that fits your needs and even accounts for possible surprises in the future.
Stephen Kerrigan, your mortgage advisor will discuss the national Help to Buy scheme. This is for first-time homebuyers that are purchasing a new build property. It can help you buy an even better home than you initially thought possible!
Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
MortgagesRM’s expert advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.
MortgagesRM guarantee that you'll have the best first-time buyers experience without having to pay a fee.
Mortgage Advisor Manchester: Your Trusted Guide
Choosing a mortgage deal is no simple task, given the myriad of options available in the mortgage market. It’s a bit like hunting for a needle in a haystack, except the needle can change size and location at any moment! A mortgage advisor can help you find the most suitable mortgage deal that fits your financial circumstances and future plans. Our team of qualified mortgage advisors in Manchester provides a fee free mortgage broker service, allowing you to explore the mortgage market with expert guidance and no additional charges.
Our Services
Fast & Bespoke Mortgage Advice in Manchester
We love helping all our customers, especially the ones who really need Mortgage Advice in Manchester – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Moving Home
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.
Take the Stress out of Moving Home!
It is said that moving to a new house is one of the most stressful things that you can ever experience.
MortgagesRM Fee Free Mortgage Advisor will take some of the stress out of your mortgage application so that it runs smoothly We will give you help and guidance throughout the whole process.
Dedicated Mortgage Broker: Our Approach
In the grand chess game of mortgages, a dedicated mortgage broker is your Queen – powerful, flexible, and central to your strategy. Our approach as your mortgage broker in Manchester is to provide expert mortgage advice that puts your needs first. We strive to understand your financial situation, property goals, and lifestyle aspirations, before connecting you with the right mortgage deal from our extensive network of mortgage lenders.
Fee Free Mortgage Broker: Understanding our Service
At the heart of our service is a commitment to providing top-notch advice as a fee free mortgage broker. That means no hidden fees or surprise charges – just expert mortgage advice aimed at helping you secure the right mortgage deal. We believe that you should be able to make an informed decision about your mortgage application without worrying about extra costs.
Switching your mortgages is easy with us?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Market
Get started online now
Frequently Asked Questions
How much deposit do I need for a mortgage?
A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Can I get a mortgage if I am self-employed?
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.
Can I get a second mortgage?
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
How long does the mortgage process take?
It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
What documents do I need to send you?
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
How long will an agreement in principle be valid for?
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
I have bad credit, can I still get a mortgage?
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
Areas we Cover
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