Mortgage Advisor in Wakefield | Mortgage Broker in Wakefield
We offer comprehensive mortgage advice and support services to help our customers with all their financing needs in Wakefield, England and across the UK. Our dedicated mortgage brokers provide personalized mortgage support, guiding you through every step of the process to ensure a smooth and successful outcome.
Pay no broker fee when you consult or get started with us.
Get with the procedure with very minimal paperwork and get the work done.
Getting the best mortgage deal, also find the best deal from your current lender.
Fee Free Mortgage Broker in Wakefield
Welcome to MortgagesRM , your hub for expert mortgage advice. With Stephen Kerrigan available and flexible hours from 8am to 10pm every day, we take pride in helping you achieve your property-owning dreams.
Stephen Kerrigan, our mortgage broker in Wakefield area will work with you throughout the application. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our team has worked to help people secure the right mortgages.
Our main aim is to find you the best mortgage deal we can. Whether you’re a first time buyer, looking for a new deal, or thinking about investing in buy-to-let properties,we can provide expert advice throughout the mortgages and get you to where you want to be quickly. With a friendly and efficient customer experience, we aim to guide you through your application, taking into account your personal circumstances. Additionally, you can use our calculator to better understand your options.
Contact our expert team for mortgage advice in Wakefield.
Fee Free Mortgage Advisor in Wakefield, UK
Welcome to MortgagesRM, your hub for expert mortgage services and advice. With Stephen Kerrigan, an experienced mortgage advisor, available with flexible hours from 8am to 10pm every day, we take pride in offering you the time and guidance needed to buy your dream property. Let us help you achieve your property-owning goals with tailored mortgage advice and support in wakefield.
Stephen Kerrigan, our Wakefield mortgage broker provides dedicated mortgage advice and service throughout your mortgage application. As part of our comprehensive mortgage service, we search thousands of mortgage deals to find the best loan option for you. With over 20 years of experience, our team is committed to helping people secure the right mortgages tailored to their needs.
Our main aim is to find you the best deal we can in Wakefield. Whether you’re a first time buyer, looking for a new deal, or thinking about investing in buy-to-let properties, our advisor can provide expert mortgage advice throughout the mortgages and get you to where you want to be quickly. With a friendly and efficient customer experience, we aim to guide you through your mortgage application, taking into account your personal circumstances. Additionally, you can use our calculator to better understand your options.
Wakefield Mortgages: Expert Advice for Every Needs
It is worth remembering the additional costs, on top of your deposit and mortgage that you will have to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs
You may also have fees to pay to the lender for your mortgage. These could be an arrangement fee and/or a booking fee
Get in touch with us and we can give you an idea of how much these fees may be
Choosing the Right Mortgage Solution in Wakefield
First-time buyers can find thousands of deals, including exclusive offers from MortgagesRM. Our mortgage advisors don’t just find you a cheap deal – they will find the best option that fits your needs and even prepares you for any future surprises. Speak with one of our mortgage advisors today to explore the deal that’s right for you.
During your consultation with Stephen Kerrigan, you will learn about the national Help to Buy program, designed for first-time homebuyers purchasing new homes. By using this program, you may be able to buy an even better home than you initially thought! Additionally, you will gain insight into our other property-related lending options.
Stephen Kerrigan, our advisor will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
Our mortgage broker guarantees that you will have the best first-time buyers experience and service in Wakefield without having to pay a fee.
Our Mortgage Services In Wakefield
Fast & Bespoke Mortgage Advice
Our Mortgage advisors love helping all our customers, especially the ones who really need Mortgage Advice in Wakefield – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full project.
First Time Buyer in Wakefield
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages in Wakefield
Looking for better remortgaging? This usually means switching to a new mortgage deal to avoid your lender’s often higher standard variable interest rate.
Moving Home in Wakefield
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let Mortgages in Wakefield
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
Book your mortgage appointment online or give us a call to learn more about our process and services. Our mortgage advisors are here to help you find the best solution at a time that works for you.
Property Investment Simplified – Get in Touch with a Mortgage Expert
Moving house can be one of the most stressful times in your life. MortgagesRM’s no-cost mortgage advisors in Wakefield are here to take some of the stress out of your application, ensuring it runs smoothly. We’ll provide expert advice and guidance throughout the process, whether you’re looking to buy a new home or need buyer mortgages tailored to your needs.
Mortgages Made Easy with us?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lenders
- Best Deals From Across the Market
Speak to our Wakefield mortgages expert for personalized support
To speak with Stephen Kerrigan, the fee-free mortgage advisor, about your mortgage service needs, available mortgage products, and to get the guidance you need at a time that works for you, please call the Wakefield branch or connect with us online through our website.
We are open from 9 am – 5:30 pm on weekdays and 9 am – 5 pm on Saturdays, with evening appointments (after 6 pm) available upon request.
MortgagesRM broker provides mortgage advice and services across branches in Sheffield, Rotherham, Barnsley, and Doncaster.
Frequently Asked Mortgage Questions in Wakefield
A minimum deposit is required for purchasing in Wakefield. High street loan providers typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum, most loan providers in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our no cost consultation in Wakefield. Upon completion of your consultation, we can arrange an agreement for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Wakefield. Additionally, you must provide proof of identity, address, and three months of bank statements.
Agreement in principle lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford.
Yes, independent advisors can help first-time buyers navigate the mortgage process, providing tailored advice on available products, including special schemes like Help to Buy or shared ownership options.
