First Time Buyers in Brigg.
The process of buying a home can be overwhelming for the first-time buyers, especially with so much competition and pressure from agents.
First-Time Buyers mortgage advice for homeowners in Brigg.
The process of buying a home can be overwhelming for the first time buyer, especially with so much competition and pressure from agents. MortgagesRM – Fee Free Mortgage Advisor in Brigg can assist you to find the best mortgage for your needs and can act as a consultant to guide you through the housing process. When you are ready to purchase a property, it is always good to have an agreement in principle ready. Stephen Kerrigan, Mortgage Advisor in Doncaster can help with this.
MortgagesRM guarantees that you'll have the best first-time buyers experience without needing to pay a fee.
We offer a flexible service that gives you the opportunity to choose how and when you want to get in contact with us. That could be online, via the phone, or in branch – we are here to assist whenever you need advice.
We have exclusive 90-95% First Time Buyer mortgages that make the thought of home ownership more affordable. Rest easy because our “Best in Market” mortgage promise guarantees you a competitive rate and exceptional service.
Come and see for yourself how we’ve helped thousands of first-time buyers just like you.
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Contact our expert team for mortgage advice in Brigg
Fast & Bespoke Mortgage Advice in Brigg
All of our customers matter to us, especially those who are looking for Mortgage Advice in Brigg – it’s not just about finding a mortgage. It’s about the journey, we will guide you through the entire process.
First Time Buyer
Buying your first home can be a little bit daunting, but we are here to help with all the challenges of finding your perfect place.
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Thinking of selling your existing home and moving to a new home? It is important that you try and budget well.
It is one of the most popular mortgage options available for those looking to invest in residential and rental properties.
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How much can I borrow?
The size of mortgage you can get depends on your income. Some lenders use a multiple of your income others look at how much you can afford based on your income and outgoings. Roughly calculated, they usually take a figure of four times your household income
This figure could be higher or lower depending upon your individual circumstances and different lenders’ criteria.. They will consider who is applying for the mortgage and any outstanding debts you may have.
There are many lenders that offer excellent deals for first time buyers, which is why its a great idea to get someone such as us to research the market for you.
Stephen Kerrigan, our Fee Free Mortgage Advisor will calculate the max amount you can borrow based on your personal circumstances. He’ll explain the purchase process and answer any questions you have in a clear manner.
Have Any Questions?
MortgagesRM provides a service that is 100% FREE from start to finish so you never have to worry about any “hidden costs”, and we are just a phone call away.
Having a wealth of knowledge in the mortgage & protection market. We provide a service face to face or over the phone.
We pride ourselves in offering our customers a first-class service from the moment you speak to one of our friendly & experienced Mortgage Brokers in Brigg.
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Frequently Asked Questions
A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.