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First Time Buyers.

The process of buying a home can be overwhelming for the first-time buyers, especially with so much competition and pressure from agents.

No Broker Fee

Pay no broker fee when you consult or get started with us.

Minimum Paperwork

Get with the process with very minimal paperwork and get the work done.

Best Market Deal

Getting the best market deal, also find the best deal from your current lender.

First-Time Buyers mortgage advice.

The process of buying a home can be overwhelming for the first time buyer, especially with so much competition and pressure from agents. MortgagesRM – Fee Free Mortgage Advisor in Doncaster can help you find the best mortgage for your needs and can act as a consultant to guide you through the housing process. When you are ready to buy a property, it is always good to have an agreement in principle ready. Stephen Kerrigan, Mortgage Advisor in Doncaster can help with this.

MortgagesRM guarantees that you'll have the best first-time buyers service without needing to pay a fee.

We offer a flexible service that gives you the power to choose how and when you want to get in touch with us. Whether that’s online, over the phone, or in branch – we’re here for you whenever your need help.

We have exclusive 90-95% First Time Buyer mortgages that make the dream of home ownership more affordable. Rest easy because our “Best in Market” mortgage promise guarantees you a competitive rate and exceptional service.

Come and see for yourself how we’ve helped thousands of first-time buyers just like you.

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Our Services

Fast & Bespoke Mortgage Advice in Doncaster

We love helping all our customers, especially the ones who really need Mortgage Advice in Doncaster – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.

First Time Buyer

Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.

Remortgages

Looking for a better mortgage deal? The process is often not as easy as it first appears.

Moving Home

Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. 

Buy-to-Let

This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.

Call us today!

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.

First Time Buyer
First Time Buyer

We're rated 5 stars because we care.

MortgagesRM provides a service that is 100% FREE from start to finish so you never have to worry about any “hidden costs”, and we are just a phone call away.

First Time Buyer

We promise to find the perfect home mortgage for you.

First Time Buyer

We’ll take care of all the work with your lender, solicitor, and surveyor so you don’t have to worry about it.

remortgages

Last, but certainly not least, we’ll take care of all the paperwork.

How much can I borrow?

The size of mortgage you can get depends on your income. Some lenders use a multiple of your income others look at how much you can afford based on your income and outgoings. As a rough guide, a typical multiple is four times your income. This figure could be higher or lower depending upon your individual circumstances and different lenders’ criteria. Lenders who look at what you can afford base this on the number of people applying for the mortgage and any loans or debts that you have outstanding. Some lenders offer very good deals for first time buyers, so it always worth asking us to research the market on your behalf.

First Time Buyer

Stephen Kerrigan, our Fee Free Mortgage Advisor will calculate the max amount you can borrow based on your personal circumstances. He’ll explain the purchase process and answer any questions you have in a clear manner.

Speak to our expert Mortgage advisors today.
100% Fee Free advice.

Having a wealth of knowledge in the mortgage & protection market. We provide a service face to face or over the phone.
Home appointments?
No problem.

{We pride ourselves in offering our customers a first-class service from the moment you speak to one of our friendly & experienced Mortgage Brokers in Doncaster.|One of our friendly and experienced Doncaster Mortgage Brokers will provide you with a first-class service from the moment you speak with them.}

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Book your fee-free consultation today!

Frequently Asked Questions

With a first-time buyer mortgage, you’re likely to be looking at a 90% or 95% mortgage rate (which means you’ll need a 5% or 10% deposit saved).

There is no set minimum credit score required to buy a house in the UK. A mortgage is only available if your credit score is high enough to be considered by lenders.

The First Homes scheme, announced in June 2021, provides assistance to first-time homebuyers in England. First-time buyers will be able to buy a number of new-build homes at a discount as part of the scheme.

It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.

You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.

An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.

You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.

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