Mortgage Advisors Doncaster : Expert Tailored Mortgage Consultants
We offer mortgage advice to help our customers with all their financing needs in Doncaster and the South Yorkshire area.
Fee Free Mortgage Broker Doncaster
No Broker Fee
Begin your journey with a Doncaster mortgage advisor and enjoy no broker fee. Receive efficient consultation and a smooth, hassle-free mortgage process.
Streamline your property finance process with a skilled Doncaster mortgage advisor, ensuring minimal paperwork, efficiency, and expert guidance foryour property,
Best Market Deal
Trust a Doncaster mortgage advisor for the best market deals and optimal lender offers, ideal for South Yorkshire's first-time buyers, ensuring tailored, beneficial solutions.
What Our Doncaster Mortgage Clients Says
Trustindex verifies that the original source of the review is Google.
J Morris2024-08-22*FIRST CLASS SERVICE* STEVE HAS ENABLED THE FAMILY TO GAIN A MORTGAGE DURING A DIFFICULT SET OF CIRCUMSTANCES FOR WHICH WE ARE VERY GRATEFUL HIS EXPERIENCE IN FINDING THE BEST PRODUCT TO SUIT THE SITUATION CANNOT BE UNDERESTIMATED WE ARE NOW LOOKING AT A FASTER COMPLETION AND AN EASY TRANSITION DUE TO HIS KNOWLEDGE AND ATTENTION TO DETAIL MUCH APPRECIATED AND WE HIGHLY RECOMMEND THANKYOU AGAIN STEVE AUG 2024Trustindex verifies that the original source of the review is Google.Steve Finnegan2024-08-18Stephen was recommended by a friend and I must say this was a great recommendation. The outcome and service was excellent. Great communication and kept us updated at every step. I would highly recommend him to anyone looking to move or remortgage.Trustindex verifies that the original source of the review is Google.Clare Hardacre2024-08-17Excellent service from Steven, will definitely use again. Hassle free and saved me money.Trustindex verifies that the original source of the review is Google.Jack2024-08-15Me and my partner required a remortgage on our property. Stephen was extremely helpful and answered all our questions. Remortgage was sorted within days. First class service and highly recommend.Trustindex verifies that the original source of the review is Google.Emma W2024-07-25Me and my partner are absolutely thrilled to share my exceptional experience with Stephen, a mortgage broker who turned my homeownership dreams into reality, despite our adverse credit and both being self employed. From the very beginning, Stephen demonstrated an unparalleled level of expertise and dedication. As both of us being self-employed individuals with adverse credit, we were initially apprehensive about my prospects of securing a mortgage. However, Stephen immediately put our minds at ease with their deep understanding of the market and their unwavering commitment to finding the best solution for me. The entire process was smooth and transparent. Stephens meticulously reviewed my financial history and worked tirelessly to identify the most suitable mortgage options. Their ability to navigate the complexities of the mortgage landscape was truly impressive. They patiently explained each step, ensuring I was well-informed and confident in every decision. What sets Stephen apart is their genuine care and personal touch. They took the time to understand my unique circumstances and tailored their approach to meet my specific needs. Their proactive communication and responsiveness were invaluable, making me feel supported and reassured throughout the journey. We wholeheartedly recommend Stephen to anyone seeking a mortgage broker who will go above and beyond to secure the best possible outcome, even in the face of adversity. Thank you again!!Trustindex verifies that the original source of the review is Google.Leah harper2024-07-03The whole process was really easy, couldn’t believe how easy with the help of Steve! Any questions we had he answered straight away, I definitely recommend and would class the experience as 10/10 thanks to Steve!Trustindex verifies that the original source of the review is Google.Lewis Leatherbarrow2024-07-02Brilliant service, could not fault a thing!Trustindex verifies that the original source of the review is Google.Ada Fedorowicz2024-06-17Stephen has helped us with our first house purchase and I couldn't recommend him more! He is a true Speedy Gonzales sorting things out in a blink of an eye.Trustindex verifies that the original source of the review is Google.LILI MUSIC2024-06-07I will definitely use Stephen again when I remortgage because he is very trustworthy and explains everything with details. Very high quality work ethics.Trustindex verifies that the original source of the review is Google.Natalie Walton2024-05-31A huge thank you to Steve and his team for sorting our first time mortgage. Couldn't have chosen a better advisor, Steve was efficient, patient and so helpful in sorting everything for us with ease! Answered every silly question we had straight away and was able to get a mortgage and Solicitors for us quickly (after 2 years of trying to find the right house he was with us every step of the way) - I wouldn't chose any other broker. Thank you, thank you, thank you!
Mortgage Advicers in Doncaster
Open & Honest - Fee Free Broker
Welcome to MortgagesRM mortgage advisers, your hub for expert mortgage advice in Doncaster & South Yorkshire. With expert Mortgage Advice from Stephen Kerrigan on hand and flexible hours from 8am until 10pm every day, we take pride in helping you achieve your property owning dreams.
Stephen Kerrigan, our expert Doncaster mortgage broker and adviser for the Doncaster area will help you throughout your process. We search thousands of mortgage deals to find the right mortgage option for you. For over 20 years, our mortgage brokers in Doncaster have worked to help people secure the right home loan for your property.
Helping homeowners to find the best mortgage for their needs is our top priority. Whether you’re a first time buyer, looking to switch mortgages or remortgage, or thinking about investing/buying in buy-to-let properties, we can provide expert advice throughout the mortgage process, and get you to where you want to be quickly. We aim to provide guidance through your application, financial services,providing a friendly and efficient customer experience to get you into you property.
Have Any Questions?
Contact our expert team for mortgage advice in Doncaster
Fee-Free local mortgage advisers in Doncaster & South Yorkshire
As an authorised and regulated Doncaster mortgage adviser, my role is to provide expert financial guidance on the available mortgage options, including suitable mortgages,remortgage, mortgage deals, and self-employed mortgages. We can also assist with fee free mortgage consultations and offer mortgage advice to first-time buyers in Doncaster & South Yorkshire area.
With our extensive knowledge of the mortgage market, we can help you navigate the complex process of securing a mortgage and ensure that you make an informed decision. Whether you are looking for advice in Doncaster or beyond, we can provide impartial mortgage advice to help you find the best deal. As a mortgage broker/adviser, we work closely with many different lenders to ensure that our clients receive the best possible service to buy their dream property.
If you would like to talk to Stephen Kerrigan, the fee free Doncaster mortgage advisor about your mortgage, please call the Doncaster branch or get in touch online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) may be available if needed.
Mortgages Remortgages mortgage advisors branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster, but we do have returning customers all over the UK.
What other costs do you need to be aware of?
Even though we are a FEE FREE Doncaster Mortgage Advisor there are other costs involved in moving home. It is worth remembering the additional costs, on top of your deposit and mortgage that you will be expected to pay.
You will need to pay solicitors costs, survey and valuation fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs.
Some lenders have arrangement fees or booking fees associated with your mortgage deal.
But don’t forget! As Doncaster mortgage brokers we still do not charge you a fee as an adviser.
Contact us to find out how much these fees may be
First Time Buyer Deals
Our expert mortgage advisors have access to thousands of first time buyers deals, exclusive MortgagesRM offers included. We don’t just find you a great deal – we’ll find the best deal that meets your financial needs and even accounts for any financial surprises in the future news.
As a first time home buyer, you are new to the housing market and possibly don’t really know how the mortgage process works. Finding a suitable mortgage let alone a good financial deal can be tricky. Which is why many first time buyers seek out a mortgage broker or mortgage adviser to help find them the best mortgage deal on the market for them.
Not all mortgage advisers and mortgage brokers are fee free, we are! We offer all of our customers a fee free mortgage consultation, you don’t pay for our mortgage advice and financial services.
Help to Buy Scheme Finance
During your mortgage consultation with Stephen Kerrigan, your mortgage advisor, you will learn about the national Help to Buy program. This is for first-time homebuyers who are purchasing new homes/properties. If you use it, you may be able to purchase an even better home/property than you initially thought!
Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a home/property.
MortgagesRM’s are an experienced mortgage broker and expert advisors offering exclusive deals with hundreds of lenders which makes getting a mortgage remarkably easy.
Get in touch for honest mortgage advice FEE FREE.
FEE FREE MORTGAGE ADVICE
FEE FREE MORTGAGE ADVICER IN DONCASTER
Professional Property Mortgage Advicers In Doncaster
Our Services
Fast & Bespoke Mortgage Advicers & Brokers in Doncaster
We love helping all our customers, especially the ones who really need Mortgage Advice – It’s not just finding a mortgage; it’s a tailored journey. Your Doncaster mortgage advisor guides you through the entire process, ensuring a seamless, supportive experience.
First Time Property Buyer In Doncaster
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place as a first time buyers.
Remortgages Finance in Doncaster
In Doncaster, seeking a better mortgage? Consult a Mortgage Advisor for seamless remortgaging and first-time buyer guidance.
Moving Home Experts In Doncaster
Considering a property sale and new home in Doncaster? Consult a Mortgage Advisor for accurate budgeting and financial planning for your move.
Buy-to-Let Experts In Doncaster
For those investing in property in Doncaster, consulting a Mortgage Advisor can reveal popular mortgage options.
Call our Doncaster Office today!
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.
Take the Stress out of Moving House In Doncaster,UK !
Moving house/property can be one of the most stressful times in your life.
You have to prepare your house, show potential buyers around your house, find a new house, pack your belonging, arrange removal companies and much more. All of this while still running a house, working and possibly with children to take care of too.
Our expert mortgage advisors will help take some of the stress away by taking care of your application and all of the paperwork involved with buying and selling a house. We will give you help and guidance throughout the application process with no extra fee.
At Mortgages Remortgages, our Doncaster mortgage adviser provides essential advice for a stress-free process.
Seeking a mortgage broker in Doncaster or the UK? Mortgages Remortgages excels in efficient mortgage searches, delivering a personal, caring service. Our dedicated Doncaster mortgage advisers team is available for all inquiries, including offset mortgages, supporting you throughout your mortgage journey. Book an appointment with us today to explore how we can assist in your mortgage quest.
It's easy to switch mortgages with us?!
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Market
We don’t do just mortgages either. We can help with your insurance needs too. Ask us for more information.
Get started online now
Frequently Asked Mortgage Questions For Our Mortgage Advisers
How much deposit do I need for a mortgage in Doncaster?
A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Can I get a mortgage if I am self-employed?
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.
If you’re self-employed in Doncaster and seeking a mortgage, consulting with a mortgage adviser is crucial. Doncaster’s mortgage advisers understand how mortgage lenders review income, using your tax returns from financial services. A mortgage broker in South Yorkshire can navigate mortgage deals, ensuring your mortgage application is strong. Mortgage brokers in Doncaster, adept in financial conduct authority regulations, can help with remortgage or buy-to-let mortgage options for Doncaster property. Engaging with Doncaster mortgage advisors improves mortgage approval chances, as they specialize in self-employed mortgage circumstances. Mortgage advice in Doncaster is tailored for self-employed first-time buyers or those remortgaging in the UK’s property market.
Can I get a second mortgage in Doncaster?
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
Obtaining a second mortgage in Doncaster is possible. Engage with a Doncaster mortgage adviser or broker who understands second property financing, including buy-to-let and remortgage options, to navigate mortgage lenders’ requirements for additional property purchases in the UK.
How long does the mortgage process take?
It will take about an hour for our free consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
The mortgage process duration can vary, often taking several weeks.
In Doncaster, mortgage advisers or brokers facilitate a smoother process with lenders, potentially expediting your mortgage application for property financing or remortgaging in the UK’s housing market.
What documents do I need to send your Doncaster mortgage brokers?
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
To proceed with a mortgage in Doncaster, brokers typically require proof of income, ID, bank statements, and credit history. These documents help brokers assess your application and find suitable lenders for your property financing needs.
How long will an agreement in principle be valid for?
An Agreement in Principle (AIP), or Decision in Principle (DIP), typically holds validity for 30 to 90 days in the UK, crucial for the mortgage process in Doncaster. This AIP period aids in Doncaster’s property hunt, indicating your mortgage borrowing capacity. Consulting a Doncaster mortgage adviser or lender is recommended for AIP specifics. Remember, an AIP isn’t a guaranteed mortgage but shows potential mortgage amount in the UK’s property market.
I have bad credit, can I still get a mortgage?
Securing a mortgage with bad credit in Doncaster, UK, is feasible. Doncaster lenders often consider mortgage applications from individuals with bad credit. A higher deposit, like 15% of the purchase price, shows mortgage affordability. In Doncaster, our mortgage advisers offer advice on bad credit mortgages. Various Doncaster lenders have different criteria for bad credit mortgages, so consulting a mortgage adviser is crucial. They guide you through the UK mortgage market, helping find suitable lenders for your bad credit mortgage needs.
Mortgage Broker Experts In Doncaster, UK
We cover Doncaster and surrounding areas. The English county of South Yorkshire includes the town of Doncaster. It is the administrative hub of the larger Metropolitan Borough of Doncaster and is named after the River Don. It is South Yorkshire’s second-largest town after Sheffield, with whom it shares the international Doncaster Sheffield Airport, located 10 kilometres to the southeast. Doncaster, a significant regional town with crucial transportation connections and fun attractions, was established by the Romans. Additionally, it has a market. The second-biggest city in South Yorkshire, Doncaster is also the largest metropolitan region in England. The growth of coal mining significantly boosted Doncaster’s population. Following the 1970s and early 1980s’ economic challenges from coal mine closures, the town’s service industry flourished, aided by robust communication links with the rest of the UK.
Local Links Near Doncaster, UK
Sandall Park
Doncaster Racecourse
Potteric Carr Nature Reserve