Expert Mortgage Advisor London FEE FREE Advice.
We offer fee free mortgage advice to help our customers with all their mortgage needs in London.
Pay no broker fee when you consult or get started with us.
Get with the process with very minimal paperwork and get the work done.
Getting the best market deal, also find the best deal from your current lender.
Open & Honest Fee Free Mortgage Advice in London
Welcome to Mortgages Remortgages mortgage advisors, your hub for expert mortgage advice in London. With experienced Mortgage Advice from Stephen Kerrigan available and flexible hours from 8am until 10pm every day, we take pride in helping you achieve your home owning dreams.
Stephen Kerrigan, our best mortgage broker for the London area will work with you throughout the application. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our mortgage broker in London has worked to help people secure the right home loan.
Our main aim is to find you the best mortgage deal we can. Whether you’re a first time buyer, have an existing mortgage, looking for a new deal, or thinking about investing in buy-to-let properties, we can provide expert advice throughout the mortgage process, taking into consideration your personal circumstances. We offer an open and honest fee free mortgage advice service, built around the needs of our clients. Our team is here to answer all your questions and make the mortgage or home-buying process as easy as possible. Take advantage of our free, no obligation mortgage advice today and let us take the stress away from you.
Have Any Questions?
Contact our expert team for mortgage advice in London
Fee-Free mortgage advice in London
To talk with Stephen Kerrigan, the fee free mortgage broker about your London mortgage, please call us or get in touch online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) are available on request.
DON’T FORGET ! We can also offer you protection advice on life insurance and critical illness cover.
What other costs are there?
Don’t forget there will be extra costs, on top of your deposit and mortgage that you will need to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs
Some mortgage lenders have arrangement fees or booking fees associated with your mortgage deal
Contact us to find out how much these fees may be
Our best mortgage advisors have access to thousands of first time buyers deals, exclusive MortgagesRM offers included. You won’t just find a cheap deal with us – we will find the right deal that meets your needs and even accounts for possible surprises in the future.
Stephen Kerrigan, your mortgage broker will help you every step of the way with your mortgage application to find you a better deal for your specific needs.
Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
mortgagesRM’s expert advisors and exclusive deals with hundreds of lenders make getting the right mortgage remarkably easy no matter your financial circumstances.
MortgagesRM guarantees that you will have the best first-time buyers service without having to pay a fee.
Our Services
Fast & Bespoke Mortgage Advice in London
We love helping all our customers, especially the ones who really need Mortgage Advice in London – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Moving Home
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.
Take the Stress out of Moving Home!
It is said that moving to a new house is one of the most stressful things that you can ever experience.
Whether you are purchasing a new build property, looking for a new mortgage product or increasing your property portfolio, our professional mortgage advisors will help take some of the stress away by taking care of your application We will give you help and guidance throughout the application process.
It's easy to switch mortgages with us!?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Market
Get started online now
Frequently Asked Questions
How much deposit do I need for a mortgage?
A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Can I get a mortgage if I am self-employed?
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.
Can I get a second mortgage?
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
How long does the mortgage process take?
It will take about an hour for our free mortgage consultation. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
What documents do I need to send you?
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
How long will an agreement in principle be valid for?
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
I have bad credit, can I still get a mortgage?
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
Areas we Cover
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