Mortgage Broker Leeds | Expert Mortgage Advice
We offer mortgage advice to help our customers with all their financing needs in Leeds and the South Yorkshire area.
Experience fast mortgage approvals with our streamlined process and expert support. Get pre-approved quickly and move one step closer to your new home.
Get with the process with very minimal paperwork and get the work done.
Get the best in market mortgage deals, including finding the most competitive offers from your current lender
Local Mortgage Advisor Leeds
Welcome to Mortgages Remortgages – Your Hub for expert mortgage advice Leeds
We’re proud to be your go-to resource in Leeds, led by Stephen Kerrigan, a seasoned mortgage broker Leeds with over 20 years of experience. With flexible hours from 8am to 10pm daily, we’re here to support your homeownership journey every step of the way.
From free mortgage consultation in Leeds to securing the right loan, Stephen will guide you through the entire mortgage application process. We compare thousands of mortgage deals to help you find a mortgage that suits your goals—whether you’re a first-time buyer, moving to a new home, remortgaging, or investing in buy-to-let.
Our aim is simple: to find the exclusive mortgage deal for your circumstances. As your trusted local mortgage adviser Leeds, we’ll also provide a mortgage Agreement in Principle (AIP) to strengthen your position in the competitive property market. With a dedicated protection advisor on hand, we offer tailored guidance, support with repayments, and access to Help to Buy and other flexible options.
With our Local expert mortgage advice, guarantee, friendly service, and proven track record, we’re here to make your mortgage journey smooth and successful.
Contact our expert team for mortgage advice in Leeds
Impartial advice from the mortgage specialists in leeds
If you’d like to speak with Stephen Kerrigan for your initial mortgage advice, call our Doncaster branch or book an online mortgage appointment with us. We’re here to guide you through your mortgage process and requirements, offering friendly, transparent support every step of the way.
Whether you’re seeking mortgage pre-approval, need credit score mortgage help, or are exploring capital raising mortgage options, Stephen and the team are here to help. We also provide mortgage deal comparisons to ensure you get the right fit for your financial situation.
Our offices are open from 9am–5:30pm on weekdays and 9am–5pm on Saturdays, with evening appointments available upon request for your convenience. We proudly serve clients across Sheffield, Rotherham, Barnsley, and Doncaster, delivering comprehensive mortgage services with flexibility and care.
What other costs are there?
It is worth remembering the additional costs, on top of your deposit and mortgage that you will need to pay.
You will need to pay solicitors costs, survey and valuation fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs
You may need to pay certain fees charged by mortgage lenders in Leeds, such as a booking fee or an arrangement cost, depending on the mortgage deal.
Contact us and we can give you an idea of how much these fees may be
Expert Mortgage Guidance for First-Time Buyers in Leeds
First-time buyers can find thousands of deals through our specialist mortgage lenders, including exclusive offers. We go beyond simply finding a brilliant deal—We offer personalised mortgage advice and conduct a tailored search that suits your financial situation and long-term goals. Our advisors consider affordable housing schemes, conduct a thorough financial suitability check, and ensure you’re prepared for any future surprises. Whether you’re ready to buy a property in Leeds or just exploring your options, we’re here to guide you every step of the way.
As a leading mortgage brokers in Leeds, Stephen Kerrigan will guide you through the national Help to Buy scheme—designed specifically for first-time buyers purchasing a new build home.
This government-backed initiative could help you afford a better property than you initially imagined.
Stephen Kerrigan will assist you in securing housing loans financed by the UK government with as little as 5% down, enabling homeowners to retain 100% ownership of their property.
MortgagesRM’s mortgage brokers have exclusive deals with hundreds of lenders make getting a great mortgage deal remarkably easy no matter your current circumstances.
Our Range of Mortgage Products and Services
Unlock Supportive Mortgage Advice, Tailored to You
We love helping all our customers, especially those who really need mortgage advice. It’s not just about finding a mortgage; it’s about the journey. We’ll hold your hand through the full process, providing local property insights and guides every step of the way, from securing the best mortgage offer to finalizing your application.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place and securing the right first time buyer mortgage.
Remortgages
Looking for a remortgage service? The process is often not as easy as it first appears.
Moving Home
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately throughout your moving journey.
Buy-to-Let
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Contact us For Mortgage Information
Get mortgage details from our expert mortgage advisers to explore a variety of options tailored to your needs. Our comprehensive guides cover all aspects of the mortgage process, ensuring you have the protection you need at every step. Stay updated with the latest mortgage news and trends to make informed decisions.
To speak with our experts, book your appointment online from our website or give us a call.
Enjoy a Stress-Free Mortgage Process When Moving Home!
It is said that moving to a new house is one of the most stressful things that you can ever experience. Our mortgage Advisory team will take some of the stress out of your mortgage journey so that it runs smoothly. We’ll provide help, guidance, and comprehensive services throughout the entire application process, including all the necessary information and protection. We are dedicated to serving you in your area, ensuring a seamless and secure transition to your new home.
Access Mortgage Information with Our Team
Access comprehensive mortgage information with our Independent Mortgage broker leeds. Whether you’re considering a remortgage or exploring options for your first property, our mortgage advisory service offers tailored guidance. Utilize our property guide and financial risk assessment tools to make informed decisions. Additionally, our mortgage calculators are designed to help you understand your situation and find the best specialist mortgage solutions for your needs.
Switching your mortgages is easy with us?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Mortgage Market
Frequently Asked Questions
A minimum deposit is required for purchasing a property. High street lenders typically require a 5% deposit. A higher deposit may be required if you had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most loan providers in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our mortgage consultation. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
If you are an employee, you must provide three payslips to prove your income. For a self-employed mortgage, you will need to supply your latest two years’ accounts to verify earnings. Additionally, all applicants must provide proof of identity, proof of address, and three months of bank statements.
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
