Mortgage Advisor Wakefield | Professional advice on mortgages
We offer comprehensive advice and support for mortgages in Wakefield, helping clients navigate their financing needs with confidence. Our dedicated mortgage brokers provide personalised assistance, guiding you through every stage of the mortgage process to ensure a smooth and successful outcome—whether you’re based in Wakefield or anywhere across the UK.
Pay no broker fee when you consult or get started with us.
Get with the procedure with very minimal paperwork and get the work done.
Getting the best mortgage deal, also find the best deal from your current lender.
Fee Free Mortgage Broker Wakefield
Welcome to MortgagesRM – Your Hub for Expert Mortgage Advice in Wakefield
At MortgagesRM, we take pride in helping you achieve your property-owning dreams. With Stephen Kerrigan, our experienced mortgage broker in the Wakefield area, available from 8am to 10pm every day, you can count on flexible support that fits your schedule.
We offer a mortgage consultation service that is tailored to your personal circumstances. Stephen will work closely with you throughout the application, ensuring a smooth and informed journey. With access to thousands of products, we help you compare mortgage options and secure some of the best mortgage rates available on the market.
Whether you’re a first-time buyer, planning to refinance an existing mortgage, or interested in buy-to-let investments, we provide clear and professional advice backed by over 20 years of industry experience. Our goal is to help you make confident decisions by offering UK mortgage guidance that’s practical, efficient, and entirely focused on your needs.
You can also use our free mortgage calculator to explore your options further and better understand your affordability.
Contact our expert team today for reliable mortgage advice in Wakefield and let us help you take the next step in your home ownership journey.
Wakefield Mortgages: Expert Advice for Every Needs
Every mortgage journey is different, and at MortgagesRM, we’re here to help you make the right move—no matter where you’re starting from. Whether you’re buying your first home, planning to switch lenders, or navigating complex financial circumstances, our expert team in Wakefield is ready to guide you.
If saving for a large deposit feels out of reach, we’ll help you explore low deposit mortgage options that can turn your plans into reality. Looking to switch your current deal? Our advisors will walk you through smart remortgage options that could lower your payments or unlock equity for renovations.
Worried about your credit history? You’re not alone—and it’s not the end of the road. We provide practical, judgment-free bad credit mortgage help and connect you with lenders who understand real-life challenges. For those managing multiple payments, we can also advise on debt consolidation mortgages to help streamline your finances.
What sets us apart? A commitment to finding personalised mortgage deals that match your goals—not just generic rates from the high street. And with clear guidance from start to finish, we promise a stress-free mortgage process that puts your needs first.
What other costs are there?
It is worth remembering the additional costs, on top of your deposit and mortgage that you will have to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs
You may also have fees to pay to the lender for your mortgage. These could be an arrangement fee and/or a booking fee
Get in touch with us and we can give you an idea of how much these fees may be
Choosing the Right Mortgage Solution in Wakefield
First-time buyers can find thousands of deals, including exclusive offers from MortgagesRM. Our mortgage advisors don’t just find you a cheap deal – they will find the best option that fits your needs and even prepares you for any future surprises. Speak with one of our experts today to explore the deal that’s right for you.
During your consultation with Stephen Kerrigan, you will learn about the national Help to Buy program, designed for first-time homebuyers purchasing new homes. By using this program, you may be able to buy an even better home than you initially thought! Additionally, you will gain insight into our other property-related lending options.
Stephen Kerrigan, our advisor will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
Our mortgage broker guarantees that you will have the best first-time buyers experience and service in Wakefield without having to pay a fee.
Our Mortgage Services In Wakefield
Fast & Bespoke Mortgage Advice
We love helping all our customers, especially those who truly need mortgage advice in Wakefield. It’s not just about finding a mortgage—it’s about the journey. We’ll be there to guide you every step of the way.
First Time Buyer in Wakefield
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages in Wakefield
Looking for better remortgaging? This usually means switching to a new mortgage deal to avoid your lender’s often higher standard variable interest rate.
Moving Home in Wakefield
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let Mortgages in Wakefield
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
Book your mortgage appointment online or give us a call to learn more about our process and services. Our mortgage advisors are here to help you find the best solution at a time that works for you.
Property Investment Simplified – Get in Touch with a Mortgage Expert
Moving house can be one of the most stressful times in your life. MortgagesRM’s no-cost mortgage advisors in Wakefield are here to take some of the stress out of your application, ensuring it runs smoothly. We’ll provide expert advice and guidance throughout the process, whether you’re looking to buy a new home or need buyer mortgages tailored to your needs.
Mortgages Made Easy with us?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lenders
- Best Deals From Across the Market
Speak to our Wakefield mortgages expert for personalized support
To speak with Stephen Kerrigan, the fee-free mortgage advisor, about your mortgage service needs, available mortgage products, and to get the guidance you need at a time that works for you, please call the Wakefield branch or connect with us online through our website.
We are open from 9 am – 5:30 pm on weekdays and 9 am – 5 pm on Saturdays, with evening appointments (after 6 pm) available upon request.
MortgagesRM broker provides mortgage advice and services across branches in Sheffield, Rotherham, Barnsley, and Doncaster.
Frequently Asked Mortgage Questions in Wakefield
A minimum deposit is required for purchasing in Wakefield. High street loan providers typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum, most loan providers in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our no cost consultation in Wakefield. Upon completion of your consultation, we can arrange an agreement for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Wakefield. Additionally, you must provide proof of identity, address, and three months of bank statements.
Agreement in principle lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford.
Yes, independent advisors can help first-time buyers navigate the mortgage process, providing tailored advice on available products, including special schemes like Help to Buy or shared ownership options.
