Mortgage Broker Sheffield | Specialists in Mortgage Advice
We offer mortgage advice to help our customers with all their financing needs in Sheffield and the South Yorkshire area.
Pay no broker fee when you consult or get started with us.
Get with the process with very minimal paperwork and get the work done.
Getting the best market deal, also find the best deal from your current lender.
Independent Mortgage Advisor in Sheffield
Welcome to MortgagesRM – Trusted Mortgage Advice in Sheffield
At MortgagesRM, we offer more than just mortgages—we deliver services built on honesty, expertise, and results. Led by Stephen Kerrigan, your trusted local mortgage broker, we provide expert advice with flexible appointment hours from 8am to 10pm every day, right here in Sheffield.
With over 20 years of experience, Stephen has helped hundreds of homeowners navigate the mortgage application process, guiding them from first enquiry to mortgage completion. Whether you’re a first-time buyer, planning to remortgage, or exploring buy-to-let options, we’re here to support your mortgage strategy planning with clarity and confidence.
We don’t just focus on low rates—we provide bespoke solutions tailored to your financial goals. By comparing deals from across the market, we secure the best loan option to suit your needs. At MortgagesRM, our mission is to make your home-buying journey smooth, stress-free and successful for all our clients.
You can count on us for transparent, efficient, and supportive advice—right when and where you need it.
Contact our expert team for mortgage advice in Sheffield
Comprehensive Mortgage Services in Sheffield
Looking for the right mortgage deal? Speak with Stephen Kerrigan, your trusted mortgage advisor in Sheffield, about finding the right deal for your circumstances, please call our Sheffield branch or contact us online. At MortgagesRM, we offer a stress-free mortgage service that puts your needs first—from initial inquiry to final completion.
As experienced mortgage brokers, we specialise in crafting personalised mortgage solutions tailored to your financial situation and goals. Whether you’re buying your first home, remortgaging, or investing, our team will guide you through the mortgage process explained clearly and simply.
We provide confidential, independent mortgage advice and develop a smart mortgage strategy that fits your life today—and in the future. Our access to a wide range of lenders allows us to offer customised mortgage deals that truly meet your expectations.
Our mortgage offices in Sheffield are open Monday to Friday, 9am – 5:30pm, and Saturdays from 9am – 5pm, with evening appointments available on request for your convenience.
MortgagesRM branches proudly serve Sheffield, Rotherham, Barnsley, and Doncaster—delivering trusted mortgage expertise across South Yorkshire.
Don’t forget there will be extra costs, on top of your deposit and mortgage that you will have to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs
Some lenders have arrangement fees or booking fees associated with your mortgage deal
We also take into account any other costs that may arise in your specific situation, ensuring that you are fully informed and prepared for the mortgage process.
For consultation contact us. Check our website for further information
Information On Best Mortgage Deal
Our Sheffield mortgage Brokers have access to thousands of first time buyer mortgage deals, exclusive MortgagesRM offers included. You won’t just find a cheap deal with us – we will find the best deal that meets your needs and even accounts for possible surprises in the future.
Stephen Kerrigan, our mortgage advisor will discuss the national Help to Buy scheme. Designed for first-time buyers purchasing a new build property. It can help you buy an even better home than you initially thought possible!
Stephen Kerrigan will help you find housing loans financed by the United Kingdom government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
Our expert mortgage advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.
We guarantees that you'll have the best first-time buyers experience without having to pay a fee.
Stress-Free Home Buying in Sheffield
First-Time Buyers
If you’re a first-time buyer, we’ll guide you through every step—from exploring the right mortgage products to managing applications. We also assist with Right to Buy, Commercial Buy to Let, and debt consolidation to simplify your finances.
Our Services
Fast & Bespoke Mortgage Advice in Sheffield
We love helping all our customers, especially the ones who really need Mortgage Advice in Sheffield – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Moving Home
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Contact Us to Schedule Your Appointment
To speak with a no fee mortgage advisor, book your mortgage appointment online or give us a call.
Check our website for further details
Don't Stress About Moving Home!
It is said that moving to a new house is one of the most stressful things that you can ever experience.
Our Mortgage Advisors in Sheffield will take some of the stress out of your mortgage application so that it runs smoothly. We’ll give you help and guidance throughout the application process and recommend the best mortgage advice .
At the Mortgages Remortgages, we pride ourselves on providing an amazing service from start to finish. Our lovely and helpful staff go above and beyond to ensure that the whole process is as stress-free as possible. We are fully authorised and regulated by the Financial Conduct Authority (FCA), so you can have peace of mind knowing you’re in safe hands. Contact us today to speak to one of our friendly advisors and start your home moving journey with the experts in Sheffield.
Types of Mortgage services we offer
- First Time Buyer
- Buy to Let Mortgages
- Remortgages
- Bad Credit
- Self Employed Mortgages
It's easy to switch mortgages with us!?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to recommend the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Market
We are fully authorised and regulated by the Financial Conduct Authority
A minimum deposit is required for purchasing a property in Sheffield. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Sheffield use your salary and dividend, while others may use your net profit.
Second mortgage is possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our free mortgage consultation in Sheffield. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Sheffield. Additionally, you must provide proof of identity, address, and three months of bank statements.
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
Sheffield, a city in South Yorkshire, England, is the seat of the City of Sheffield’s government. The River Sheaf, which flows through the city, gave rise to the name. It was formerly a part of the West Riding of Yorkshire, and portions of its southern suburbs were given to the city council by Derbyshire. The largest community in South Yorkshire is there.
The city is situated in the valleys of the River Don and its four tributaries—the Loxley, the Porter Brook, the Rivelin, and the Sheaf—in the eastern foothills of the Pennines. A third of Sheffield is located within the Peak District national park, and 61% of the city is made up of green space.
Graves Park
Sheffield Botanical Gardens
Millennium Gallery