Mortgage Advisor Rotherham.
We offer mortgage advice to help our customers with all their financing needs in Rotherham and the South Yorkshire area.
FEE FREE Mortgage Advice
No Broker Fee
Pay no broker fee when you consult or get started with us.
Minimum Paperwork
Get with the process with very minimal paperwork and get the work done.
Best Market Deal
Getting the best market deal, also find the best deal from your current lender.
Open & Honest Fee Free Mortgage Advice in Rotherham
Welcome to Mortgages Remortgages mortgage advisors, your hub for expert mortgage advice in Rotherham. With experienced Mortgage Advice from Stephen Kerrigan available and flexible hours from 8am until 10pm every day, we take pride in helping you achieve your home owning dreams.
Stephen Kerrigan, our mortgage broker for the Rotherham area will help you throughout the application. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our mortgage broker in Rotherham has worked to help people secure the right mortgage.
Helping homeowners to find the best mortgage for their needs is our top priority. Whether you’re a first time buyer, looking to switch mortgages, or thinking about investing in buy-to-let properties, we can provide expert advice throughout the mortgage process, and get you to where you want to be quickly. With a friendly and efficient customer experience, we aim to guide you through your application.
Have Any Questions?
Contact our expert team for mortgage advice in Rotherham
Fee-Free mortgage advice in Rotherham
To talk with Stephen Kerrigan, the fee free mortgage advisor about your mortgage, please call the local branch or get in touch online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) may be available if needed.
MortgagesRM mortgage advisors branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.
What other costs do you need to be aware of?
Don’t forget there will be extra costs, on top of your deposit and mortgage that you will be expected to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
Take a look at the stamp duty costs to see if you will need to pay these on completion.
Other costs could be removal costs, storage, site maintenance costs
Some lenders have arrangement fees or booking fees associated with your mortgage deal
Contact us to find out how much these fees may be
Mortgage Advisor Rotherham
Our mortgage advisors have access to thousands of first time buyers deals, exclusive MortgagesRM offers included. We don’t just find you a cheap deal – we will find the right deal that suits your needs and even accounts for any surprises in the future.
During your mortgage consultation with Stephen Kerrigan, your mortgage advisor, you will learn about the national Help to Buy program. This is for first-time homebuyers who are purchasing new homes. If you use it, you may be able to purchase an even better home than you initially thought!
Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
Our expert mortgage advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.
MortgagesRM guarantee that you will have the best first-time buyers experience without having to pay a fee.
Our Services
Fast & Bespoke Mortgage Advice in Rotherham
We love helping all our customers, especially the ones who really need Mortgage Advice in Rotherham – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Moving Home
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.
Don't Stress Moving Home!
It is said that moving to a new house is one of the most stressful things that you can ever experience.
MortgagesRM Fee Free Mortgage Advisers will take some of the stress out of your mortgage application so that it runs smoothly We’ll provide help and guidance throughout the whole process.
As your local mortgage broker in Rotherham we are sure to find you a great deal on your mortgage.
It's easy to switch mortgages with us!?
Most big banks and a few other institutions offer mortgage comparison deals. Enquire about mortgages with one of our qualified mortgage advisors, who will be able to determine the best fit for you from mortgage lenders before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Market
Get started online now
Frequently Asked Questions
How much deposit do I need for a mortgage?
A minimum deposit is required for purchasing a property. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Can I get a mortgage if I am self-employed?
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Rotherham use your salary and dividend, while others may use your net profit. Our mortgage brokers can advise you further on this.
Can I get a second mortgage?
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
How long does the mortgage process take?
It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
What documents do I need to send you?
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
How long will an agreement in principle be valid for?
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
I have bad credit, can I still get a mortgage?
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
