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Mortgage Broker For Advice in Sheffield

Fee Free Mortgage Advisor

We offer mortgage advice to help our customers with all their financing needs in Sheffield and the South Yorkshire area.

No Broker Fee

Pay no broker fee when you consult or get started with us.

Minimum Paperwork

Get with the process with very minimal paperwork and get the work done.

Best Market Deal

Getting the best market deal, also find the best deal from your current lender.

Comprehensive Mortgage Services in Sheffield

Welcome to MortgagesRM mortgage advisors, your hub for expert mortgage advice in Sheffield. With experienced Mortgage Advice from Stephen Kerrigan on hand and flexible hours from 8am until 10pm every day, are proud to help you achieve your property owning dreams.

Stephen Kerrigan, our mortgage broker for the Sheffield area will help you throughout the application. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our mortgage broker in Sheffield has worked to help people secure the right mortgage.

Helping homeowners to find the best mortgage for their needs is our top priority. Whether you’re a first time buyer, looking to switch mortgages,or considering investing in buy-to-let properties for long-term goals, we can provide advice throughout the mortgage process, and get you to where you want to be quickly. We aim to provide guidance through your application, offering mortgage guides and information to ensure a friendly and efficient customer experience, from start to mortgage completion.  With our open and honest mortgage advice, you can trust that we will work to get you a great deal that meets your needs.

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Testimonials
What Our Clients Says

Diane Cawood
Diane Cawood
2024-05-21
Trustindex verifies that the original source of the review is Google.
I would thoroughly recommend the services of Stephen. I had come across him on Google and from my 1st call with him to the end of securing my new mortgage, he offered an excellent service. Nothing was to much trouble. Excellent service, would definitely recommend
Llewellyn Davies
Llewellyn Davies
2024-05-18
Trustindex verifies that the original source of the review is Google.
Stephen has been a pleasure to work with. He has made things incredibly simple and broken down the costs of everything involved. No question is daft and he will go above and beyond for you. To say with the circumstances that we have. He managed to get us a good mortgage with a low fixed rate accepted. To say we were pleased is an understatement. We have already recommended Stephen to others by word of mouth. Thank you for the assistance Stephen
Franky Fisher
Franky Fisher
2024-05-09
Trustindex verifies that the original source of the review is Google.
Steve and his team were wonderful throughout the whole process. All my questions and concerns were answered promptly and professionally, and Steve consistently offered outstanding advice and guidance. He found me the mortgage best suited for me, and made every effort to ensure I always received the best rates. I would absolutely recommend his services, and I will personally be returning in the future. Thank you MortagesRM
Phil Owen
Phil Owen
2024-05-07
Trustindex verifies that the original source of the review is Google.
Steve has been amazing at getting my mortgage application through. At times we didn’t know if it would happen due to my property not meeting lenders criteria, but Steve liaised with me on how to best approach it and committed to finding out who would accept the property with lengthy phone calls to multiple lenders and getting it over the line. I couldn’t recommend a better broker. Thanks again Steve!
Ryan Pearson
Ryan Pearson
2024-04-30
Trustindex verifies that the original source of the review is Google.
I cannot thank Stephen enough. Our situation wasn't straightforward but his extensive knowledge and expertise proved invaluable to us. He went above and beyond and we couldn't have done it without him. I highly recommend MortgagesRM to anyone!
Karen Cowa
Karen Cowa
2024-04-24
Trustindex verifies that the original source of the review is Google.
Just remortgaged with Stephen karrigan I would extremely recommend you see Stephen will sort mortgages promptly and professionally the best person to know thank you so much very appreciated dealing with our morgage
Mark Sayles
Mark Sayles
2024-04-11
Trustindex verifies that the original source of the review is Google.
As always a pleasure to deal with, I’ve used for numerous types of mortgages for over 12yrs. Highly recommended for a stress free process, thanks a lot Steve. Mark
Ewelina Tokarczyk
Ewelina Tokarczyk
2024-03-28
Trustindex verifies that the original source of the review is Google.
Mr Steve arranged my first mortgage and he was absolutely above and beyond the expectation with an excellent service. Communication was promptly and informative resulting in great outcome. I appreaciate all the hard work and would highly recommend services offered.
Russell kaye
Russell kaye
2024-03-19
Trustindex verifies that the original source of the review is Google.
Stephen is a great guy. Great help and service, as was his team. A1, 5 star. Would highly recommend, thanks for your help ????????
Beth Downing
Beth Downing
2024-03-17
Trustindex verifies that the original source of the review is Google.
Steve has been absolutely incredible. I was absolutely terrified of the process of buying a house but Steve has made it so simple & easy to understand. He’s been available at any time for any questions, including making recommendations which has saved me hundreds of pounds and now an accepted mortgage. I wouldn’t be in this place without his expertise and guidance. Thank you

Fee-Free mortgage advice in Sheffield

To talk with Stephen Kerrigan, the mortgage advisor about your mortgage, please call the Doncaster branch or contact us online. As a mortgage broker, we offer a comprehensive range of mortgages tailored to meet your unique financial needs and goals. 

We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) are available on request.

MortgagesRM mortgage brokers branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.

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What other costs are there?

Don’t forget there will be extra costs, on top of your deposit and mortgage that you will have to pay.

For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.

If your new property is over a certain value there will be stamp duty to pay.

Other costs could be removal costs, storage, site maintenance costs

Some lenders have arrangement fees or booking fees associated with your mortgage deal

Contact us to find out how much these fees may be

Our expert mortgage advisers can provide accurate and informative advice, helping you to navigate the whole mortgage application process. We are registered with the Financial Conduct Authority. Our friendly team of advisors takes the time to understand your personal circumstances and goals, providing a tailored service that is right for you. We also take into account any other costs that may arise in your specific situation, ensuring that you are fully informed and prepared for the mortgage process.

For consultation contact us. Check our website for further information

Information On Best Mortgage Deal

Our mortgage advisors have access to thousands of first time buyers mortgage deals, exclusive MortgagesRM offers included. You won’t just find a cheap deal with us – we will find the best deal that meets your needs and even accounts for possible surprises in the future.

Stephen Kerrigan, your mortgage advisor will discuss the national Help to Buy scheme. This is for first-time homebuyers that are purchasing a new build property. It can help you buy an even better home than you initially thought possible!

Stephen Kerrigan will help you find housing loans financed by the United Kingdom government for as low as 5% down and allow homeowners to retain 100% ownership of a property.

Our expert mortgage advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.

We guarantees that you'll have the best first-time buyers experience without having to pay a fee.

Fee Free Mortgage Advisor in Sheffield

As a mortgage advisor in Sheffield, our role is to help our clients find the right deal when it comes to securing a suitable mortgage, whether you are first-time buyers, home movers or looking to save money through debt consolidation.

Stress Free Home Buying

Our team of experienced mortgage advisors understands that buying a property can be a stressful time, which is why we work flexible working hours to ensure our clients have the support they need, without adding to their worries. We provide an informative mortgage advice, taking care of all aspects of the mortgage agreement from start to finish.

Our goal is to make the home buying experience as smooth and effortless as possible, by giving you access to exclusive deals and helping you get mortgage ready with an Agreement in Principle. We also work closely with your estate agent and solicitor to ensure a smooth approach, allowing you to make better decisions without the added pressure.

Leading Mortgage Brokers in Sheffield

We have established ourselves as a leading mortgage broker in Sheffield. Our mortgage experts  provide tailored advice to suit your personal circumstances and ensure that you are securing a great mortgage deal that fits your property portfolio. We work with a range of specialist lenders to provide our clients with accurate advice on the available mortgage products, helping them to achieve their dream home. We also provide support throughout the whole mortgage journey, taking care of all the paperwork to ensure a relaxed buying procedure.

First Time Buyers

If you are a first-time buyer, we can offer straightforward and clear guidance on the house buying process and the various mortgage products available. Our friendly team of mortgage advisors can provide you with full support and arrange a video call at a convenient time to discuss your needs if needed. We can also help with Right to Buy mortgages, buy to let mortgages and even debt consolidation, reducing your monthly repayments and taking the stress out of managing your finances.

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Our Services

Fast & Bespoke Mortgage Advice in Sheffield

We love helping all our customers, especially the ones who really need Mortgage Advice in Sheffield – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.

First Time Buyer

Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.

Remortgages

Looking for a better mortgage deal? The process is often not as easy as it first appears.

Moving Home

Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. 

Buy-to-Let

This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.

Contact Us to Schedule Your Appointment

To speak with a no fee mortgage advisor, book your mortgage appointment online or give us a call.

Check our website for further details

Remortgaging with financial conduct authority

Don't Stress Moving Home!

It is said that moving to a new house is one of the most stressful things that you can ever experience.

Our Fee Free Mortgage Advisors will take some of the stress out of your mortgage application so that it runs smoothly We’ll give you help and guidance throughout the application process and recommend the best mortgage advice .

At the Mortgages Remortgages, we pride ourselves on providing an amazing service from start to finish. Our lovely and helpful staff go above and beyond to ensure that the whole process is as stress-free as possible. We are fully authorised and regulated by the Financial Conduct Authority, so you can have peace of mind knowing that we are taking care of all the details on your behalf. Contact us today to speak to one of our friendly advisors and start your mortgage journey with the experts in Sheffield.

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first time buyers

Types of Mortgage Services We Offer

How our Mortgage Advice Process Works in Sheffield

Finding a Mortgage

As a mortgage broker in Sheffield, our main goal is to find the most suitable mortgage deal or remortgage for your individual circumstances. You can contact us by booking a free mortgage appointment with a dedicated mortgage advisor in Sheffield, at a time that suits you. We typically have same-day appointments available, making the process quick and convenient.

Building a Financial Profile

During your appointment, your mortgage advisor in Sheffield will build a more detailed financial profile of your current financial situation and what you are looking to achieve. From there, we will search through thousands of mortgage deals to find the most suitable mortgage product for you. Your advisor will explain all the details during your consultation, ensuring that you have a clear understanding of the process, taking into consideration factors such as your credit score. 

Agreement in Principle

Once we have found the most suitable deal available, we will recommend it to you. If you are happy with our recommendation, we will then obtain your mortgage agreement in principle. From there, all that’s left to do is to start house hunting. If your offer on your dream home is accepted, you can contact your mortgage advisor in Sheffield to proceed with your full mortgage application.

Submit your Application

At this point, we will take over and submit your full mortgage application, keeping you updated on the progress along the way until we receive your formal mortgage offer. Our aim is to take the stress away and overcome any hurdles that may arise during your home buying or remortgage journey. We like to keep in touch with our clients even after the completion stage to ensure that your mortgage is still the most suitable deal for you. Our aim is to help you save money.

The Best Bit

What’s the best part?It is completely no cost and  for you as we are no FEE Mortgage Advisors!

It's easy to switch mortgages with us!?

Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to recommend the best fit for you before applying.

We are fully authorised and regulated by the Financial Conduct Authority

Get started online now
Book your fee-free consultation today!
Frequently Asked Questions

A minimum deposit is required for purchasing a property in Sheffield. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.

Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Sheffield use your salary and dividend, while others may use your net profit.

Second mortgage is possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.

It will take about an hour for our free mortgage consultation in Sheffield. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.

You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Sheffield. Additionally, you must provide proof of identity, address, and three months of bank statements.

An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.

You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.

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Latest Mortgage News

Doncaster’s Leading Free Mortgage Advisor: Stephen Kerrigan

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Sheffield, UK

Sheffield, a city in South Yorkshire, England, is the seat of the City of Sheffield’s government. The River Sheaf, which flows through the city, gave rise to the name. It was formerly a part of the West Riding of Yorkshire, and portions of its southern suburbs were given to the city council by Derbyshire. The largest community in South Yorkshire is there.

The city is situated in the valleys of the River Don and its four tributaries—the Loxley, the Porter Brook, the Rivelin, and the Sheaf—in the eastern foothills of the Pennines. A third of Sheffield is located within the Peak District national park, and 61% of the city is made up of green space.

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Things to do in Sheffield, UK
Graves Park

Graves Park

Sheffield Botanical Gardens

Sheffield Botanical Gardens

Millennium Gallery

Millennium Gallery