Mortgage Broker Leeds - Fee Free Advisor
We offer mortgage advice to help our customers with all their financing needs in Leeds and the South Yorkshire area.
Pay no broker fee when you consult or get started with us.
Get with the process with very minimal paperwork and get the work done.
Getting the best market deal, also find the best deal from your current lender.
Fee Free Mortgage Adviser in Leeds
Welcome to Mortgages Remortgages , your mortgage hub for expert mortgage advice in Leeds
With experienced mortgage advice from Stephen Kerrigan available and flexible hours from 8am until 10pm every day, we provide all the information you need and take pride in helping you achieve your property-owning dreams.
Stephen Kerrigan, your mortgage broker will help you throughout the application. We search thousands of deals on mortgages to get the best loan option for you. For over 20 years, our expert has worked to help people secure the right loan.
Our main aim is to help u search you the best mortgage deal we can. Whether you’re a first time buyer, looking for a new property buying, remortgaging, looking to switch mortgages, or thinking about investing in buy-to-let properties,
We can provide expert advice throughout the mortgage process and get you to where you want to be quickly. With a friendly and efficient customer experience, we aim to guide you through your application based on your individual circumstances. Our team, including a dedicated protection adviser, will help you access the best mortgage products and support you with repayments. Whether you’re interested in Help to Buy properties or other mortgage solutions, we offer a mortgage guarantee to ensure you get the best deal. We’re here to assist you every step of the way.
Contact our expert team for mortgage advice in Leeds
Fee-Free mortgage advice
If you would like to talk to Stephen Kerrigan for your free initial mortgage consultation, about your mortgage process and requirements please call the Doncaster branch or contact us online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) are available on request to provide comprehensive mortgage services.
Our branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.
What other costs are there?
It is worth remembering the additional costs, on top of your deposit and mortgage that you will need to pay.
You will need to pay solicitors costs, survey and valuation fees.
If your new property is over a certain value there will be stamp duty to pay.
Other costs could be removal costs, storage, site maintenance costs
You may also have fees to pay to the lender for your mortgage. These could be an arrangement fee and/or a booking fee
Contact us and we can give you an idea of how much these fees may be
Best Mortgage solutions
First time buyers can find thousands of deals through our specialist mortgage lenders, including exclusive offers from MortgagesRM. We don’t just find you a brilliant deal – we will find the right deal that meets your needs as per your financial situation and even accounts for any surprises in the future.
Stephen Kerrigan, will discuss the national Help to Buy scheme. This is for new homebuyers who are purchasing a new build property . It can help you buy an even better home than you initially thought possible!
Stephen Kerrigan will assist you in securing housing loans financed by the UK government with as little as 5% down, enabling homeowners to retain 100% ownership of their property.
MortgagesRM’s mortgage brokers have exclusive deals with hundreds of lenders make getting a great mortgage deal remarkably easy no matter your current circumstances.
Our Range of Mortgage Products and Services
Fast & Bespoke Mortgage Advice
We love helping all our customers, especially those who really need mortgage advice. It’s not just about finding a mortgage; it’s about the journey. We’ll hold your hand through the full process, providing insights and support every step of the way, from securing the best mortgage offer to finalizing your application.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages
Looking for a remortgage service? The process is often not as easy as it first appears.
Moving Home
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately throughout your moving journey.
Buy-to-Let
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Contact us For Mortgage Information
Get mortgage details from our expert mortgage advisers to explore a variety of options tailored to your needs. Our comprehensive guides cover all aspects of the mortgage process, ensuring you have the protection you need at every step. Stay updated with the latest mortgage news and trends to make informed decisions.
To speak with our experts, book your FREE appointment online from our website or give us a call.
Don't Stress Moving Home!
It is said that moving to a new house is one of the most stressful things that you can ever experience. Our Advisor will take some of the stress out of your mortgage journey so that it runs smoothly. We’ll provide help, guidance, and comprehensive services throughout the entire application process, including all the necessary information and protection. We are dedicated to serving you in your area, ensuring a seamless and secure transition to your new home.
Access Mortgage Information with Our Team
Access comprehensive mortgage information with our Leeds Mortgage professional advisers. Whether you’re considering a remortgage or exploring options for your first property, our mortgage advisory service offers tailored guidance. Utilize our property guide and financial risk assessment tools to make informed decisions. Additionally, our mortgage calculators are designed to help you understand your situation and find the best mortgage solutions for your needs.
Switching your mortgages is easy with us?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Mortgage Market
Frequently Asked Questions
A minimum deposit is required for purchasing a property. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most loan providers in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our free mortgage consultation, Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed . Additionally, you must provide proof of identity, address, and three months of bank statements.
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
