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Mortgage Advisor in North Witham.
We offer mortgage advice to help our customers with all their financing needs in North Witham and the South Yorkshire area.
Open & Honest Fee Free Mortgage Advice in North Witham
Welcome to MortgagesRM mortgage advisors, your hub for expert mortgage advice in North Witham. With experienced Mortgage Advice from Stephen Kerrigan on hand and flexible hours from 8am until 10pm every day, are proud to help you achieve your property owning dreams.
Stephen Kerrigan, our mortgage broker for the North Witham area will work with you throughout your process. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our mortgage broker in North Witham has worked to help people secure the right mortgage.
Helping homeowners to find the best mortgage for their needs is our top priority. Whether you’re a first time buyer, looking for a new deal, or thinking about investing in buy-to-let properties, we can provide expert advice throughout the mortgage process, and get you to where you want to be quickly. We aim to provide guidance through your application, providing a friendly and efficient customer experience.
Contact our expert team for mortgage advice in North Witham
Fee-Free mortgage advice in North Witham
If you would like to talk to Stephen Kerrigan, the fee free mortgage advisor about your mortgage, please call the Doncaster branch or get in touch online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) are available if required.
MortgagesRM mortgage advisors branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.
What other costs are there?
It is worth remembering the additional costs, on top of your deposit and mortgage that you will have to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
Take a look at the stamp duty costs to see if you will need to pay these on completion.
Removal company costs, if you need to store items for a period of time, and some properties have maintenance costs
Some lenders have arrangement fees or booking fees associated with your mortgage deal
Contact us to find out how much these fees may be
Our mortgage advisors have access to thousands of first time buyers deals, exclusive MortgagesRM offers included. You won’t just find a cheap deal with us – we will find the right deal that suits your needs and even accounts for possible surprises in the future.
During your mortgage consultation with Stephen Kerrigan, your mortgage advisor, you will learn about the national Help to Buy program. This is for first-time homebuyers who are purchasing new homes. If you use it, you may be able to purchase an even better home than you initially thought!
Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
Our expert mortgage advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.
Mortgages Remortgages guarantees that you'll have the best first-time buyers experience without having to pay a fee.
Fast & Bespoke Mortgage Advice in North Witham
We love helping all our customers, especially the ones who really need Mortgage Advice in North Witham – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.
Don't Stress Moving Home!
Moving house can be one of the most stressful times in your life.
MortgagesRM Fee Free Mortgage Advisor will take some of the stress out of your mortgage application so that it runs smoothly We’ll provide help and guidance throughout the application process.
Switching your mortgages is easy with us?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
Get started online now
Book your fee-free consultation today!
Frequently Asked Questions
A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.