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Mortgage Advisor in Kirk Smeaton.
We offer mortgage advice to help our customers with all their financing needs in Kirk Smeaton and the South Yorkshire area.
Open & Honest Fee Free Mortgage Advice in Kirk Smeaton
Welcome to MortgagesRM mortgage advisors, your hub for expert mortgage advice in Kirk Smeaton. With experienced Mortgage Advice from Stephen Kerrigan to hand and flexible hours from 8am until 10pm every day, we take pride in helping you achieve your home owning dreams.
Stephen Kerrigan, our mortgage broker for the Kirk Smeaton area will help you throughout the application. We search thousands of mortgage deals to find the best loan option for you. For over 20 years, our mortgage broker in Kirk Smeaton has worked to help people secure the right home loan.
Helping homeowners to find the best mortgage for their needs is our top priority. Whether you’re a first time buyer, looking to switch mortgages, or thinking about investing in buy-to-let properties, we can provide expert advice throughout the mortgage process, and get you to where you want to be quickly. We aim to provide guidance through your application, providing a friendly and efficient customer experience.
Contact our expert team for mortgage advice in Kirk Smeaton
Fee-Free mortgage advice in Kirk Smeaton
To talk with Stephen Kerrigan, the fee free mortgage advisor about your mortgage, please call the Doncaster branch or get in touch online.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) may be available upon request.
MortgagesRM mortgage advisors branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.
What other costs do you need to be aware of?
It is worth remembering the additional costs, on top of your deposit and mortgage that you will be expected to pay.
For example, you will have to pay for surveys and the valuation of the property, as well as solicitor’s fees.
Take a look at the stamp duty costs to see if you will need to pay these on completion.
Removal company costs, if you need to store items for a period of time, and some properties have maintenance costs
You may also have fees to pay to the lender for your mortgage. These could be an arrangement fee and/or a booking fee
Get in touch with us and we can give you an idea of how much these fees may be
First-time buyers can find thousands of deals through our mortgage advisors, including exclusive offers from MortgagesRM. We don’t just find you a cheap deal – we’ll find the right deal that suits your needs and even accounts for any surprises in the future.
During your mortgage consultation with Stephen Kerrigan, your mortgage advisor, you will learn about the national Help to Buy program. This is for first-time homebuyers who are purchasing new homes. If you use it, you may be able to purchase an even better home than you initially thought!
Stephen Kerrigan will help you find housing loans financed by the UK government for as low as 5% down and allow homeowners to retain 100% ownership of a property.
Our expert mortgage advisors and exclusive deals with hundreds of lenders make getting a mortgage remarkably easy.
Mortgages Remortgages guarantee that you'll have the best first-time buyers service without needing to pay a fee.
Fast & Bespoke Mortgage Advice in Kirk Smeaton
We love helping all our customers, especially the ones who really need Mortgage Advice in Kirk Smeaton – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full process.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Looking for a better mortgage deal? The process is often not as easy as it first appears.
Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately.
This can be one of the popular mortgage options available for those wishing to invest in residential & rental property.
Call us today!
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.
Take the Stress out of Moving Home!
It is said that moving to a new house is one of the most stressful things that you can ever experience.
MortgagesRM Fee Free Mortgage Advisor will take some of the stress out of your mortgage application so that it runs smoothly We’ll provide help and guidance throughout the application process.
Switching your mortgages is easy with us?
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
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Book your fee-free consultation today!
Frequently Asked Questions
A minimum deposit is required for purchasing a property in Doncaster. High street lenders typically require a 5% deposit. A higher deposit may be required if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, most lenders in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. This includes debt consolidation and home improvements. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.