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Mortgage Advisor And Brokerin Bradford

We offer mortgage advice to help our customers with all their financing needs in Bradford and the South Yorkshire.

No Broker Fee

Pay no broker fee when you consult or get started with us.

Minimum Paperwork

Get with the process with very minimal paperwork and get the work done.

Best Market Deal

Getting the best market deal, also find the best deal from your current lender.

Fee Free Mortgage Advisers in Bradford

Welcome to Mortgages Remortgages, your mortgage hub for expert mortgage advice in Bradford. With over 20 years of experience, Stephen Kerrigan, our dedicated mortgage broker is here to help you achieve your home ownership dreams with small deposit. Available from 8am to 10pm daily, Stephen searches thousands of exclusive mortgage deals to find the best option for you. Whether you’re a first time buyers, seeking a new mortgage offer, remortgaging or investing in buy to let properties, we prioritize finding the most suitable mortgage for your needs, ensuring a friendly and efficient customer experience.

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Have Any Questions?

Contact our expert team for mortgage advice in Bradford

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What other costs are there?

Don’t forget there will be extra costs, on top of your deposit and mortgage that you will need to pay.

You will need to pay solicitors costs, survey and valuation fees.

Take a look at the stamp duty costs to see if you will need to pay these on completion.

Other costs could be removal costs, storage, site maintenance costs

You may also have fees to pay to the lenders for your mortgage. These could be an arrangement fee and/or a booking fee

Contact us to find out how much these fees may be

Access the Best Mortgage offers

Our mortgage advisors access thousands of first time buyer deals, including exclusive offers. Stephen Kerrigan will guide you through the Help to Buy scheme, helping you buy a new build with just a 5% down payment while retaining full ownership. Our mortgage advice team and exclusive deals ensure you get the best mortgage tailored to your needs. We help you navigate the procedure with confidence, making it possible to save thousands over the life of your mortgage.

Our Services

Fast & Bespoke Mortgage Advice in Bradford

We love helping all our customers, especially the ones who really need Mortgage Advice – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full method.

First Time Buyer

Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.


Looking for a better mortgage deal or considering remortgaging? The procedure is often not as easy as it first appears.

Moving Home

Thinking of selling your existing property and moving to a new home? It’s important that you try and budget accurately. 


Buy to let can be one of the popular mortgage options available for those wishing to invest in residential & rental property.

Remortgaging with financial conduct authority

Understanding Your Mortgage Rights with

Understanding your mortgage rights is crucial in securing the best deal and ensuring your financial protection. Our professionals provides comprehensive details on the implications of different mortgage rates and tax strategies. We guide you through the procedure, ensuring you are fully informed and protected every step of the way.

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Contact Our Team for Mortgage Services in Bradford

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call.

If you are looking for a Bradford mortgage, talk with Stephen Kerrigan, 

Contact our fee-free mortgage and protection adviser about finding you a great mortgage offer. For information on our services in remortgaging, buy to let, home remortgage please call the Doncaster branch or get in touch online. Note that there may be a fee for mortgage advice.

We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays, but evening appointments (after 6 pm) are available upon request.

MortgagesRM mortgage brokers branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.

Take the Stress out of Moving Home!

It is said that moving to a new house is one of the most stressful things that you can ever experience.

Our Fee Free Advisor will take some of the stress out of your mortgage application so that it runs smoothly. Whether you are buying new build homes or need a buyer mortgage tailored to your specific circumstances, we’ll provide help and guidance throughout the entire project. Our experts will develop a personalized mortgage strategy based on your circumstances to ensure the best outcome for you.

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It's easy to switch mortgages with us!?

Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.

Get started online now
Book your fee-free consultation today!
Frequently Asked Questions

A minimum deposit is required for purchasing a property in Doncaster. loan providers typically require a 5%. A higher may be required if you have had credit problems in the past.

Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, loan providers

in Doncaster use your salary and dividend, while others may use your net profit.

Second mortgages are possible. This includes debt consolidation, financial risk assessment. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.

It will take about an hour for our free mortgage consultation in Doncaster. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.

You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.

An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.

You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.

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