Mortgage Advisor Bradford - Fee Free Mortgages Broker
We offer mortgage advice to help our customers with all their financing needs in Bradford and the South Yorkshire.
Pay no fee when you consult or get started with us.
Get with the procedure with very minimal paperwork and get the work done.
Getting the best market deal, also find the best deal from your current lender.
Expert Bradford Mortgage Advisers
Welcome to Mortgages Remortgages, your mortgage hub for expert mortgage advice in Bradford. With over 20 years of experience, Stephen Kerrigan, our dedicated mortgage advisor is here to help you achieve your home ownership dreams with small deposit. Available from 8am to 10pm daily, Stephen searches thousands of mortgage deals to find the best option for you. Whether you’re a first time buyers, seeking a new mortgage offer, remortgaging or investing in buy to let properties, we prioritize finding the most suitable mortgage for your needs, ensuring a friendly and efficient customer experience with the help of our mortgage calculator.
Contact our expert team for mortgage advice
Don’t forget there will be extra costs, on top of your deposit and mortgage that you will need to pay.
You will need to pay solicitors costs, survey and valuation fees.
Take a look at the stamp duty costs to see if you will need to pay these on completion.
Other costs could be removal costs, storage, site maintenance costs
You may also have fees to pay to the lenders for your mortgage. These could be an arrangement fee and/or a booking fee
Contact us to know how much these fees may be
Access the Best Mortgage Deal and Lenders
Our mortgage brokers access thousands of first time buyer deals, including exclusive offers. Stephen Kerrigan will guide you through the Help to Buy scheme, helping you buy a new build with just a 5% down payment while retaining full ownership. We help you navigate the procedure with confidence, making it possible to save thousands over the life of your mortgage.
Our Mortgage Services
Fast & Bespoke Mortgage Advisors
We love helping all our customers, especially the ones who really need Mortgage Advice – it’s not just about finding a mortgage. It’s about the journey, we will hold your hand through the full method.
First Time Buyer
Buying your first home can be a little bit daunting, but we’re here to help with all the challenges of finding your perfect place.
Remortgages
Looking for a better mortgage deal or considering remortgaging? The procedure is often not as easy as it first appears.
Moving to a New House
Thinking of selling your existing asset and moving to a new home? It’s important that you try and budget accurately.
Buy-to-Let
Buy to let can be one of the popular mortgage options available for those wishing to invest in residential & rental asset.
Know Your Rights with Our Mortgage Adviser
Understanding your mortgage rights is crucial in securing the best deal and ensuring your financial protection. Our professionals provide comprehensive details on the implications of different mortgage rates and tax strategy and guide you through the procedure, ensuring you are fully informed and protected every step of the way. Additionally, we help you manage and expand your property portfolio, optimizing your investments for long-term success by providing best mortgage solutions.
Contact Us
To speak with a mortgage advisors, book your FREE mortgage appointment online or give us a call.
If you are looking for a Bradford mortgage, talk with Stephen Kerrigan for a comprehensive mortgage consultation.
Contact our fee-free mortgage broker about finding you a great mortgage offer, including personalised mortgage quote, property investment and financial advice, mortgage affordability and mortgage products. For any questions on remortgaging, buy to let, or home remortgage, please call the Doncaster branch or connect with us online. Note that there may be a fee for mortgage advice.
We are open from 9 am – 5:30pm on weekdays and 9am-5pm on Saturdays.
MortgagesRM branches are found in the areas of Sheffield, Rotherham, Barnsley and Doncaster.
Take the Stress out of Moving Home!
It is said that moving to a new house is the most stressful things that home mover can ever experience.
Our Fee-Free Advisers will take some of the stress out of your mortgage application so that it runs smoothly. Whether you are buying new homes or need a buyer mortgage tailored to your specific circumstances, we’ll provide help and guidance throughout the entire project. Our experts will develop a personalized mortgage strategy to ensure the best outcome for you. With a wide range of lenders and comprehensive services, we ensure your protection is prioritized, and your needs are met at every step for your complete satisfaction.
Most big banks and a few other institutions offer buy-to-let mortgages. You should inquire about a buy-to-let mortgage with your local broker. They will be able to determine the best fit for you before applying.
- No Broker Fee
- Minimum Hassle on Paperwork
- Find the Best Deal From Your Current Lender
- Option to Switch to a New Lender
- Best Deals From Across the Market
A minimum deposit is required for purchasing a property, with loan providers typically requiring at least 5%. However, a higher deposit may be necessary if you have had credit problems in the past.
Yes, however, you must submit at least one year’s worth of accounts. To compute the maximum mortgage, loan providers
in Doncaster use your salary and dividend, while others may use your net profit.
Second mortgages are possible. A second mortgage can also be obtained on a second property, but only if it is for the owner’s personal use, a family member’s use, a holiday home or a rental property.
It will take about an hour for our consultation. Upon completion of your consultation, we can arrange an agreement in principle for you in about 24 hours. A formal offer takes about three weeks.
You must provide three payslips to prove your income if you are an employee. You will need to supply the latest 2 years’ accounts if you are self-employed in Doncaster. Additionally, you must provide proof of identity, address, and three months of bank statements.
An agreement in principle typically lasts between 30 and 90 days, but it can vary based on your lender. It is quite simple to renew an agreement in principle if it expires.
You can do it, but it will be harder. By putting down a higher deposit, perhaps 10% or 15% of the purchase price, you can demonstrate that you can afford a mortgage.
They can be highly beneficial as they offer a comprehensive service, getting a wide range of mortgage deals to help you meet and buy the best one for your needs. They also assist with the application process and provide advice on the most suitable options based on your circumstances and the current, limited market. Additionally, they ensure your protection throughout the entire process.
When choosing mortgage protection insurance, consider the policy’s coverage, exclusions, benefits, and costs. It’s important to choose a policy that aligns with your needs and provides adequate protection for your mortgage payments in case of unforeseen circumstances
